TRAPPED IN DEBT  ARREARS IN BONDS/CREDIT CARDS/VEHICLE FINANCE WE CAN HELP YOU Debt Therapy We do not consolidate.We provide your creditors with a real workable payment plan suiting your budget. Costs R250 per initial application.R 3800 per individual and R4800 per married married couple. We provide solutions to clear debt within 3/5 years. We inform your  creditors and the ITC of our arrangements. We assist with refinancing of vehicle and conversion of credit card debt. Tel 073 9153591 budgetsa@gmail.com   031 5778276